1. Purpose and acceptance of terms
These terms of use govern access to and use of the Paisai platform (hereinafter "the Service"), published by Paisai, located at 73, rue Pénélope Perrier. By accessing the Service, you acknowledge that you have read and unreservedly accept all of these terms.
The Service offers educational content on financial literacy, budgeting, and personal finance management. It does not provide any investment advice, does not guarantee any returns, and does not encourage any speculative practices.
2. User rights and obligations
The user agrees to use the Service lawfully and in accordance with good morals. In particular, they are prohibited from:
- Reproducing, distributing, or modifying the content without prior written authorization.
- Using the Service for fraudulent or unauthorized commercial purposes.
- Disrupting the technical operation of the platform.
The user is solely responsible for the confidentiality of their login credentials and for all activities carried out under their account.
3. Publisher's liability
Paisai strives to provide accurate and up-to-date information but cannot guarantee completeness or the absence of errors. The Service is provided "as is," without any implied warranty of continuous availability or fitness for a particular purpose.
Paisai shall not be held liable for any indirect damages, data loss, or harm resulting from the use or inability to use the Service.
4. Intellectual property
All content (texts, graphics, logos, videos) is protected by copyright and remains the exclusive property of Paisai. Any unauthorized reproduction or representation is prohibited.
5. Duration and termination
These terms apply for an indefinite period from the first use of the Service. The user may stop using the Service at any time. Paisai reserves the right to suspend or terminate access in the event of a violation of these terms, without notice or compensation.
6. Modification of terms
Paisai may modify these terms at any time. Users will be informed by email (info@paisai.com) or by a notification on the platform. Continued use of the Service after modification constitutes acceptance of the new terms.
7. Contact and disputes
For any questions regarding these terms, you can contact our legal department at: 73, rue Pénélope Perrier, or by email at info@paisai.com. In the event of a dispute, the parties will attempt to find an amicable solution before any legal action. Failing that, the competent courts will be those of our registered office's jurisdiction.